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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,568 | $80,983+89.6% | $96,544+59.1% | $75,177+104.3% |
| Participation rate | 84.0% | 71.8%+12.2pp | 76.0%+8.0pp | 67.2%+16.8pp |
| Annual return | 18.87% | 27.05%-8.2pp | 25.88%-7.0pp | 160.75%-141.9pp |
| Employer contribution / active EE | $3,870 | $2,282+69.6% | $2,966+30.5% | $2,671+44.9% |
| Participant deferral / active EE | $6,507 | $3,929+65.6% | $4,851+34.1% | $4,126+57.7% |
| Admin fee / account holder | $1,534 | $6,717-77.2% | $8,254-81.4% | $5,651-72.9% |