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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,159 | $106,557-30.4% | $91,227-18.7% | $134,545-44.9% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -8.06% | 160.81%-168.9pp | 114.14%-122.2pp | 418.37%-426.4pp |
| Employer contribution / active EE | $259 | $3,332-92.2% | $2,851-90.9% | $4,742-94.5% |
| Participant deferral / active EE | $1,056 | $4,719-77.6% | $4,234-75.1% | $6,401-83.5% |
| Admin fee / account holder | $667 | $6,235-89.3% | $5,423-87.7% | $11,431-94.2% |