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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,274 | $121,701-39.0% | $104,639-29.0% | $158,982-53.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 11.81% | 465.72%-453.9pp | 340.67%-328.9pp | 302.99%-291.2pp |
| Employer contribution / active EE | $608 | $3,165-80.8% | $2,682-77.3% | $4,763-87.2% |
| Participant deferral / active EE | $1,684 | $4,176-59.7% | $3,738-54.9% | $5,983-71.9% |
| Admin fee / account holder | $591 | $7,778-92.4% | $6,465-90.9% | $11,252-94.8% |