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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,111 | $53,546+29.1% | $69,890-1.1% | $68,490+0.9% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -10.37% | -13.87%+3.5pp | 190.84%-201.2pp | -7.85%-2.5pp |
| Employer contribution / active EE | $8,102 | $2,019+301.3% | $2,560+216.4% | $2,597+212.0% |
| Participant deferral / active EE | $3,668 | $2,957+24.0% | $3,848-4.7% | $4,028-8.9% |
| Admin fee / account holder | $3,908 | $4,693-16.7% | $6,267-37.6% | $5,403-27.7% |