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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,246 | $63,082+55.7% | $81,726+20.2% | $79,856+23.0% |
| Participation rate | 96.7% | 67.5%+29.2pp | 72.0%+24.7pp | 69.6%+27.1pp |
| Annual return | 1.00% | 22.66%-21.7pp | 29.49%-28.5pp | 31.71%-30.7pp |
| Employer contribution / active EE | $16,083 | $1,795+795.8% | $4,311+273.1% | $2,471+550.8% |
| Participant deferral / active EE | $4,318 | $2,780+55.3% | $7,108-39.3% | $3,741+15.4% |
| Admin fee / account holder | $11,003 | $4,428+148.5% | $5,160+113.2% | $5,306+107.3% |