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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,272 | $48,078-20.4% | $78,676-51.4% | $62,881-39.1% |
| Participation rate | 82.8% | 65.2%+17.6pp | 73.6%+9.2pp | 69.3%+13.5pp |
| Annual return | 6.94% | 31.36%-24.4pp | 62.19%-55.2pp | 20.14%-13.2pp |
| Employer contribution / active EE | $702 | $2,015-65.2% | $2,850-75.4% | $2,281-69.2% |
| Participant deferral / active EE | $2,807 | $2,587+8.5% | $3,517-20.2% | $3,203-12.4% |
| Admin fee / account holder | $669 | $3,206-79.1% | $4,510-85.2% | $4,296-84.4% |