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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,905 | $150,447+195.1% | $136,298+225.7% | $147,586+200.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | -2.47% | 1049.15%-1051.6pp | 5156.27%-5158.7pp | 578.59%-581.1pp |
| Employer contribution / active EE | $38,754 | $5,256+637.3% | $4,696+725.3% | $4,876+694.7% |
| Participant deferral / active EE | $15,246 | $6,631+129.9% | $6,247+144.0% | $5,439+180.3% |
| Admin fee / account holder | $7,294 | $10,906-33.1% | $9,244-21.1% | $10,886-33.0% |