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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,142 | $96,731+25.2% | $123,973-2.3% | $86,983+39.3% |
| Participation rate | 94.1% | 70.0%+24.1pp | 76.7%+17.5pp | 69.5%+24.6pp |
| Annual return | 15.00% | 17.33%-2.3pp | 388.13%-373.1pp | 25.83%-10.8pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $4,126-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $0 | $4,152-100.0% | $5,247-100.0% | $4,194-100.0% |
| Admin fee / account holder | $3,715 | $8,722-57.4% | $11,799-68.5% | $7,856-52.7% |