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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,343 | $64,729+44.2% | $112,263-16.9% | $68,490+36.3% |
| Participation rate | 95.1% | 67.2%+28.0pp | 75.1%+20.1pp | 67.9%+27.2pp |
| Annual return | -16.77% | -11.40%-5.4pp | 27.49%-44.3pp | -7.85%-8.9pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $0 | $3,566-100.0% | $4,729-100.0% | $4,028-100.0% |
| Admin fee / account holder | $19,411 | $5,222+271.7% | $6,410+202.8% | $5,403+259.3% |