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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,034 | $91,536+35.5% | $130,062-4.6% | $75,177+65.0% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 17.66% | -631.62%+649.3pp | -137.37%+155.0pp | 160.75%-143.1pp |
| Employer contribution / active EE | $4,789 | $2,845+68.3% | $4,322+10.8% | $2,671+79.3% |
| Participant deferral / active EE | $4,456 | $4,343+2.6% | $5,821-23.4% | $4,126+8.0% |
| Admin fee / account holder | $5,546 | $6,780-18.2% | $10,601-47.7% | $5,651-1.9% |