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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,953 | $81,870+40.4% | $119,634-3.9% | $68,490+67.8% |
| Participation rate | 97.4% | 71.9%+25.5pp | 79.3%+18.2pp | 67.9%+29.5pp |
| Annual return | -17.30% | -23.82%+6.5pp | -14.98%-2.3pp | -7.85%-9.4pp |
| Employer contribution / active EE | $6,076 | $2,692+125.7% | $4,232+43.6% | $2,597+134.0% |
| Participant deferral / active EE | $5,317 | $4,148+28.2% | $5,601-5.1% | $4,028+32.0% |
| Admin fee / account holder | $8,777 | $6,583+33.3% | $10,329-15.0% | $5,403+62.5% |