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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,492 | $165,361+1.9% | $149,715+12.5% | $158,950+6.0% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 11.00% | 348.24%-337.2pp | 276.66%-265.7pp | 302.91%-291.9pp |
| Employer contribution / active EE | $2,010 | $5,103-60.6% | $4,645-56.7% | $4,762-57.8% |
| Participant deferral / active EE | $5,048 | $7,182-29.7% | $6,842-26.2% | $5,983-15.6% |
| Admin fee / account holder | $1,091 | $10,808-89.9% | $9,310-88.3% | $11,248-90.3% |