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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,177 | $165,399-44.9% | $149,745-39.1% | $158,982-42.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.37% | 348.34%-341.0pp | 276.72%-269.4pp | 302.99%-295.6pp |
| Employer contribution / active EE | $753 | $5,105-85.3% | $4,646-83.8% | $4,763-84.2% |
| Participant deferral / active EE | $4,653 | $7,183-35.2% | $6,843-32.0% | $5,983-22.2% |
| Admin fee / account holder | $7,979 | $10,811-26.2% | $9,312-14.3% | $11,252-29.1% |