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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,433 | $135,956-46.7% | $123,894-41.5% | $273,972-73.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 4.58% | 56.63%-52.0pp | 47.52%-42.9pp | 41.46%-36.9pp |
| Employer contribution / active EE | $4,212 | $5,170-18.5% | $4,617-8.8% | $4,869-13.5% |
| Participant deferral / active EE | $907 | $6,343-85.7% | $5,984-84.9% | $5,287-82.9% |
| Admin fee / account holder | $27,918 | $9,817+184.4% | $8,357+234.1% | $10,133+175.5% |