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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,880 | $72,404+13.1% | $110,243-25.7% | $64,173+27.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -8.15% | -6.29%-1.9pp | 314.76%-322.9pp | 7.63%-15.8pp |
| Employer contribution / active EE | $6,561 | $2,282+187.6% | $3,827+71.4% | $2,381+175.6% |
| Participant deferral / active EE | $2,812 | $3,469-18.9% | $4,672-39.8% | $3,470-19.0% |
| Admin fee / account holder | $3,134 | $5,664-44.7% | $8,548-63.3% | $4,887-35.9% |