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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,456 | $87,546-16.1% | $75,784-3.1% | $125,389-41.4% |
| Participation rate | 94.1% | 80.2%+13.9pp | 75.8%+18.3pp | 83.2%+10.9pp |
| Annual return | -53.98% | 13.49%-67.5pp | 9.68%-63.7pp | 282.24%-336.2pp |
| Employer contribution / active EE | $5,184 | $3,930+31.9% | $3,323+56.0% | $4,866+6.5% |
| Participant deferral / active EE | $5,223 | $4,230+23.5% | $3,652+43.0% | $5,352-2.4% |
| Admin fee / account holder | $1,061 | $6,503-83.7% | $5,300-80.0% | $9,541-88.9% |