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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $647,160 |
HOYLECOHEN LLC5+ years Service code 26 · EIN 20-4860430 | Advisory (Participants) | $163,770 |
DEL MAR WEALTH MANAGEMENT3 years Service code 26 · EIN 46-4216041 | Advisory (Participants) | $133,396 |
DOWLING & YAHNKE LLC5+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $117,591 |
EP WEALTH ADVISORS LLC2 years Service code 26 · EIN 33-0152539 | Advisory (Participants) | $67,978 |
BLANKINSHIP & FOSTER LLC5+ years Service code 26 · EIN 33-0357690 | Advisory (Participants) | $61,190 |
FISHER INVESTMENTS5+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $41,437 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; D... | $38,897 |
WEATHERLY ASSET MANAGEMENT2 years Service code 26 · EIN 33-0638187 | Advisory (Participants) | $28,290 |
Filed as: INDEPENDENT FINANCIAL GROUP LL Service code 26 · EIN 71-0927304 | Advisory (Participants) | $24,247 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $595,784 | $47,456+1155.4% | $172,739+244.9% | $77,787+665.9% |
| Participation rate | 82.3% | 66.3%+16.0pp | 82.6%-0.3pp | 73.2%+9.1pp |
| Annual return | 19.11% | 35.57%-16.5pp | 802.84%-783.7pp | 32.57%-13.5pp |
| Employer contribution / active EE | $19,183 | $1,574+1118.7% | $5,143+273.0% | $2,504+666.0% |
| Participant deferral / active EE | $11,260 | $2,560+339.9% | $5,198+116.6% | $3,967+183.8% |
| Admin fee / account holder | $1,300 | $81+1507.8% | $13,954-90.7% | $100+1199.0% |