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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,943 | $102,393-36.6% | $147,041-55.8% | $80,911-19.7% |
| Participation rate | 91.4% | 75.9%+15.6pp | 82.2%+9.3pp | 67.6%+23.8pp |
| Annual return | 10.88% | 134.95%-124.1pp | 419.21%-408.3pp | 35.63%-24.7pp |
| Employer contribution / active EE | $1,967 | $3,715-47.1% | $4,935-60.1% | $2,756-28.6% |
| Participant deferral / active EE | $5,681 | $6,647-14.5% | $8,071-29.6% | $4,297+32.2% |
| Admin fee / account holder | $2,701 | $7,943-66.0% | $13,006-79.2% | $6,935-61.0% |