Retirement plan

ORANGE COAST TITLE FAMILY OF COMPANIES EMPLOYEE SAVINGS PLAN

Name: ORANGE COAST TITLE COMPANY - ORANGE COAST TITLE FAMILY OF COMPANIES EMPLOYEE SAVINGS PLAN (2015) Form 5500
Creator: ORANGE COAST TITLE COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ORANGE COAST TITLE FAMILY OF COMPANIES EMPLOYEE SAVINGS PLAN, ORANGE COAST TITLE COMPANY

ORANGE COAST TITLE COMPANYEIN 95-2871609Plan #001PY 2015

640 N. TUSTIN AVENUE, SUITE 106 - SANTA ANA, CA 92705714-558-2836octitle.comLinkedIn501-1000 employeesinsurance

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$32.9M

No prior year

Total participants

1,142

No prior year

Average account balance

$30,221

No prior year

Annual return

1.37%

No prior year

Benchmarks

See 1,335 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants250-999

Cohort1,335 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$73.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$89K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

819

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$414

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
AXA EQUITABLE LIFE INSURANCE CO1+ years Filed as: AXA NETWORK Service code 27 · EIN 13-4078005	Advisory (Plan)	$72,105
TRANSAMERICA RETIREMENT SOLUTIONS1+ years Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399	Recordkeeping	$17,895
WHITE NELSON DIEHL EVANS LLP1+ years Service code 10 · EIN 33-0686301	Accounting	$7,672

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$105K

$150 / participant

Investment mgmt$72K68.3%
Contract admin$33K31.7%

% of EOY assets

0.318%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WHITE NELSON DIEHL EVANS LLP
Auditor EIN: 330686301
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,221

$68,413-55.8%

$123,105-75.5%

$55,191-45.2%

Participation rate

92.6%

84.5%+8.0pp

86.8%+5.8pp

69.2%+23.4pp

Annual return

1.37%

6.30%-4.9pp

13.22%-11.9pp

10.78%-9.4pp

Employer contribution / active EE

$1,052

$3,050-65.5%

$5,151-79.6%

$1,899-44.6%

Participant deferral / active EE

$3,856

$4,490-14.1%

$6,229-38.1%

$3,046+26.6%

Admin fee / account holder

$96

$88+9.5%

$9,014-98.9%

$91+5.9%

Provider

Service type

Compensation

AXA EQUITABLE LIFE INSURANCE CO1+ years

Filed as: AXA NETWORK

Service code 27 · EIN 13-4078005

Advisory (Plan)

$72,105

TRANSAMERICA RETIREMENT SOLUTIONS1+ years

Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN

Service code 15 · EIN 36-6071399

Recordkeeping

$17,895

WHITE NELSON DIEHL EVANS LLP1+ years

Service code 10 · EIN 33-0686301

Accounting

$7,672

ORANGE COAST TITLE FAMILY OF COMPANIES EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ORANGE COAST TITLE FAMILY OF COMPANIES EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion