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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,634 | $56,197+32.8% | $67,652+10.3% | $59,633+25.2% |
| Participation rate | 75.9% | 71.5%+4.5pp | 75.7%+0.3pp | 68.7%+7.3pp |
| Annual return | 1.26% | 18508.10%-18506.8pp | 6625.40%-6624.1pp | 2041.45%-2040.2pp |
| Employer contribution / active EE | $528 | $1,615-67.3% | $2,266-76.7% | $2,203-76.0% |
| Participant deferral / active EE | $3,045 | $2,844+7.1% | $3,560-14.5% | $3,192-4.6% |
| Admin fee / account holder | $1,361 | $3,958-65.6% | $4,821-71.8% | $4,297-68.3% |