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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,276 | $217,432+94.7% | $185,851+127.8% | $167,553+152.6% |
| Participation rate | 95.7% | 86.1%+9.6pp | 81.7%+13.9pp | 82.1%+13.5pp |
| Annual return | 12.10% | 148.43%-136.3pp | 122.11%-110.0pp | 478.89%-466.8pp |
| Employer contribution / active EE | $34,709 | $5,874+490.8% | $5,168+571.5% | $4,840+617.2% |
| Participant deferral / active EE | $22,079 | $6,357+247.3% | $5,569+296.5% | $6,343+248.1% |
| Admin fee / account holder | $39,944 | $19,820+101.5% | $16,245+145.9% | $12,316+224.3% |