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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,032 | $91,198+261.9% | $178,503+84.9% | $79,856+313.3% |
| Participation rate | 96.0% | 69.2%+26.8pp | 81.9%+14.1pp | 69.6%+26.4pp |
| Annual return | 12.30% | 24.20%-11.9pp | 151.12%-138.8pp | 31.71%-19.4pp |
| Employer contribution / active EE | $37,339 | $3,257+1046.6% | $5,011+645.1% | $2,471+1410.9% |
| Participant deferral / active EE | $23,051 | $3,237+612.2% | $5,202+343.1% | $3,741+516.2% |
| Admin fee / account holder | $2,056 | $6,748-69.5% | $13,987-85.3% | $5,306-61.3% |