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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,953 | $86,298-78.0% | $111,308-83.0% | $85,847-77.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 11.58% | 19.99%-8.4pp | 54.67%-43.1pp | 318.61%-307.0pp |
| Employer contribution / active EE | $2,351 | $2,044+15.1% | $2,732-13.9% | $2,565-8.3% |
| Participant deferral / active EE | $1,869 | $3,641-48.7% | $4,487-58.3% | $3,952-52.7% |
| Admin fee / account holder | $971 | $8,189-88.1% | $7,965-87.8% | $6,261-84.5% |