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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,476 | $62,583-81.7% | $76,767-85.1% | $64,173-82.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -5.32% | -1.95%-3.4pp | 2.43%-7.7pp | 7.63%-13.0pp |
| Employer contribution / active EE | $1,564 | $1,832-14.6% | $2,485-37.1% | $2,381-34.3% |
| Participant deferral / active EE | $977 | $3,145-68.9% | $3,852-74.6% | $3,470-71.8% |
| Admin fee / account holder | $940 | $4,667-79.9% | $6,675-85.9% | $4,887-80.8% |