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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,490 | $155,555-21.3% | $146,866-16.6% | $155,188-21.1% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.5%-22.5pp | 80.8%-20.8pp |
| Annual return | 12.77% | 115.41%-102.6pp | 102.85%-90.1pp | 148.84%-136.1pp |
| Employer contribution / active EE | $3,104 | $4,647-33.2% | $4,425-29.8% | $4,248-26.9% |
| Participant deferral / active EE | $6,760 | $8,044-16.0% | $7,759-12.9% | $6,531+3.5% |
| Admin fee / account holder | $40,006 | $14,755+171.1% | $13,620+193.7% | $14,480+176.3% |