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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,991 | $138,114-16.0% | $125,391-7.5% | $134,545-13.8% |
| Participation rate | 61.1% | 84.5%-23.4pp | 82.4%-21.3pp | 81.2%-20.1pp |
| Annual return | -15.07% | 750.88%-766.0pp | 572.41%-587.5pp | 418.37%-433.4pp |
| Employer contribution / active EE | $1,721 | $5,246-67.2% | $4,816-64.3% | $4,742-63.7% |
| Participant deferral / active EE | $5,397 | $7,801-30.8% | $7,448-27.5% | $6,401-15.7% |
| Admin fee / account holder | $1,097 | $11,570-90.5% | $10,009-89.0% | $11,431-90.4% |