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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,490 | $154,228-20.6% | $145,433-15.8% | $137,256-10.8% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 12.77% | 74.59%-61.8pp | 66.58%-53.8pp | 220.34%-207.6pp |
| Employer contribution / active EE | $3,104 | $4,804-35.4% | $4,554-31.8% | $4,156-25.3% |
| Participant deferral / active EE | $6,760 | $8,216-17.7% | $7,897-14.4% | $6,407+5.5% |
| Admin fee / account holder | $40,006 | $14,344+178.9% | $13,129+204.7% | $12,270+226.0% |