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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,490 | $196,972-37.8% | $182,262-32.8% | $198,609-38.3% |
| Participation rate | 60.0% | 85.7%-25.7pp | 84.2%-24.2pp | 82.4%-22.4pp |
| Annual return | 12.77% | 158.27%-145.5pp | 140.60%-127.8pp | 202.70%-189.9pp |
| Employer contribution / active EE | $3,104 | $5,364-42.1% | $5,046-38.5% | $5,055-38.6% |
| Participant deferral / active EE | $6,760 | $8,643-21.8% | $8,276-18.3% | $6,977-3.1% |
| Admin fee / account holder | $40,006 | $18,429+117.1% | $16,712+139.4% | $19,030+110.2% |