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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,490 | $162,136-24.5% | $152,301-19.6% | $154,746-20.8% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 12.77% | 91.02%-78.2pp | 80.50%-67.7pp | 172.34%-159.6pp |
| Employer contribution / active EE | $3,104 | $4,890-36.5% | $4,624-32.9% | $4,379-29.1% |
| Participant deferral / active EE | $6,760 | $8,341-19.0% | $8,004-15.5% | $6,730+0.4% |
| Admin fee / account holder | $40,006 | $15,759+153.9% | $14,398+177.9% | $14,365+178.5% |