Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,970 | $38,969+87.3% | $109,313-33.2% | $55,167+32.3% |
| Participation rate | 42.3% | 58.2%-15.9pp | 71.3%-29.0pp | 69.0%-26.7pp |
| Annual return | -0.36% | 8.26%-8.6pp | 22.07%-22.4pp | 169.23%-169.6pp |
| Employer contribution / active EE | $1,069 | $1,227-12.8% | $3,892-72.5% | $1,963-45.5% |
| Participant deferral / active EE | $2,457 | $2,176+13.0% | $3,166-22.4% | $3,054-19.5% |
| Admin fee / account holder | $9,833 | $501+1862.4% | $5,666+73.5% | $504+1851.3% |