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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,456 | $60,349+49.9% | $74,184+21.9% | $62,881+43.9% |
| Participation rate | 57.6% | 72.7%-15.2pp | 76.6%-19.0pp | 69.3%-11.7pp |
| Annual return | 6.47% | 21.38%-14.9pp | 17.74%-11.3pp | 20.14%-13.7pp |
| Employer contribution / active EE | $2,671 | $1,680+59.0% | $2,370+12.7% | $2,281+17.1% |
| Participant deferral / active EE | $2,697 | $2,856-5.6% | $3,550-24.0% | $3,203-15.8% |
| Admin fee / account holder | $2,365 | $4,261-44.5% | $5,586-57.7% | $4,296-44.9% |