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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,343 | $135,645-76.2% | $110,243-70.7% | $135,380-76.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.00% | 513.24%-522.2pp | 314.76%-323.8pp | 519.81%-528.8pp |
| Employer contribution / active EE | $4,093 | $4,907-16.6% | $3,827+7.0% | $4,779-14.4% |
| Participant deferral / active EE | $10,818 | $5,507+96.4% | $4,672+131.5% | $5,609+92.9% |
| Admin fee / account holder | $4,153 | $11,458-63.8% | $8,548-51.4% | $10,828-61.6% |