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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,023,033 | $135,956+652.5% | $123,894+725.7% | $273,972+273.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.15% | 56.63%-53.5pp | 47.52%-44.4pp | 41.46%-38.3pp |
| Employer contribution / active EE | $23,156 | $5,170+347.9% | $4,617+401.6% | $4,869+375.6% |
| Participant deferral / active EE | $7,861 | $6,343+23.9% | $5,984+31.4% | $5,287+48.7% |
| Admin fee / account holder | $45,561 | $9,817+364.1% | $8,357+445.2% | $10,133+349.6% |