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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,231 | $171,865-33.5% | $149,718-23.7% | $147,585-22.6% |
| Participation rate | 85.0% | 88.2%-3.2pp | 87.1%-2.1pp | 82.8%+2.2pp |
| Annual return | 20.34% | 2113.29%-2092.9pp | 1501.67%-1481.3pp | 578.56%-558.2pp |
| Employer contribution / active EE | $6,805 | $6,275+8.4% | $5,445+25.0% | $4,876+39.5% |
| Participant deferral / active EE | $14,728 | $7,270+102.6% | $6,569+124.2% | $5,439+170.8% |
| Admin fee / account holder | $31,570 | $13,799+128.8% | $11,283+179.8% | $10,885+190.0% |