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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,489 | $63,809+2.6% | $81,353-19.5% | $80,935-19.1% |
| Participation rate | 89.1% | 63.9%+25.2pp | 69.5%+19.6pp | 67.7%+21.4pp |
| Annual return | 21.23% | 16.37%+4.9pp | 24.82%-3.6pp | 35.66%-14.4pp |
| Employer contribution / active EE | $3,241 | $1,981+63.6% | $2,464+31.6% | $2,757+17.6% |
| Participant deferral / active EE | $10,031 | $3,093+224.3% | $3,885+158.2% | $4,299+133.3% |
| Admin fee / account holder | $5,236 | $5,686-7.9% | $5,766-9.2% | $6,924-24.4% |