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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,679 | $81,870-46.6% | $119,634-63.5% | $68,490-36.2% |
| Participation rate | 74.0% | 71.9%+2.1pp | 79.3%-5.3pp | 67.9%+6.1pp |
| Annual return | 0.00% | -23.82%+23.8pp | -14.98%+15.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,239 | $2,692-16.8% | $4,232-47.1% | $2,597-13.8% |
| Participant deferral / active EE | $8,197 | $4,148+97.6% | $5,601+46.3% | $4,028+103.5% |
| Admin fee / account holder | $3,873 | $6,583-41.2% | $10,329-62.5% | $5,403-28.3% |