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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,988 | $56,894+119.7% | $84,753+47.5% | $62,881+98.8% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -1.46% | 6.30%-7.8pp | 22.78%-24.2pp | 20.14%-21.6pp |
| Employer contribution / active EE | $9,156 | $2,400+281.5% | $3,574+156.1% | $2,281+301.4% |
| Participant deferral / active EE | $5,682 | $2,709+109.7% | $3,712+53.1% | $3,203+77.4% |
| Admin fee / account holder | $1,845 | $3,581-48.5% | $5,333-65.4% | $4,296-57.1% |