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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,094 | $115,225-59.1% | $100,712-53.2% | $138,895-66.1% |
| Participation rate | 28.6% | 74.3%-45.8pp | 69.3%-40.7pp | 79.9%-51.3pp |
| Annual return | 10.94% | 40.35%-29.4pp | 33.27%-22.3pp | 145.39%-134.5pp |
| Employer contribution / active EE | $2,015 | $2,771-27.3% | $2,313-12.9% | $4,194-52.0% |
| Participant deferral / active EE | $2,429 | $4,699-48.3% | $4,085-40.6% | $6,396-62.0% |
| Admin fee / account holder | $1,957 | $10,844-82.0% | $9,256-78.9% | $12,562-84.4% |