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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,695 | $106,280-64.5% | $96,538-61.0% | $139,487-73.0% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 11.99% | 38.48%-26.5pp | 35.74%-23.7pp | 373.84%-361.9pp |
| Employer contribution / active EE | $993 | $4,107-75.8% | $3,740-73.5% | $4,755-79.1% |
| Participant deferral / active EE | $1,234 | $5,457-77.4% | $4,880-74.7% | $6,713-81.6% |
| Admin fee / account holder | $751 | $7,888-90.5% | $6,737-88.9% | $11,407-93.4% |