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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,485 | $115,814-74.5% | $101,275-70.9% | $158,982-81.5% |
| Participation rate | 91.7% | 79.4%+12.3pp | 75.8%+15.9pp | 82.0%+9.7pp |
| Annual return | 4.97% | 56.16%-51.2pp | 46.48%-41.5pp | 302.99%-298.0pp |
| Employer contribution / active EE | $1,680 | $4,176-59.8% | $3,660-54.1% | $4,763-64.7% |
| Participant deferral / active EE | $1,116 | $4,958-77.5% | $4,371-74.5% | $5,983-81.3% |
| Admin fee / account holder | $11,035 | $7,249+52.2% | $5,948+85.5% | $11,252-1.9% |