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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,422 | $138,102+97.3% | $125,381+117.3% | $134,532+102.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.15% | 750.73%-766.9pp | 572.31%-588.5pp | 418.27%-434.4pp |
| Employer contribution / active EE | $1,139 | $5,245-78.3% | $4,815-76.3% | $4,741-76.0% |
| Participant deferral / active EE | $12,220 | $7,801+56.7% | $7,448+64.1% | $6,401+90.9% |
| Admin fee / account holder | $7,749 | $11,568-33.0% | $10,007-22.6% | $11,429-32.2% |