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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,294 | $157,296+90.9% | $141,191+112.7% | $152,897+96.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.48% | 64.34%-47.9pp | 71.41%-54.9pp | 345.43%-328.9pp |
| Employer contribution / active EE | $1,029 | $5,262-80.4% | $4,736-78.3% | $4,764-78.4% |
| Participant deferral / active EE | $10,970 | $7,111+54.3% | $6,710+63.5% | $5,851+87.5% |
| Admin fee / account holder | $36,936 | $12,125+204.6% | $10,264+259.9% | $11,599+218.4% |