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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,751 | $165,381+153.8% | $149,730+180.3% | $158,966+164.1% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 10.85% | 348.29%-337.4pp | 276.70%-265.9pp | 302.95%-292.1pp |
| Employer contribution / active EE | $12,326 | $5,104+141.5% | $4,645+165.4% | $4,762+158.8% |
| Participant deferral / active EE | $11,568 | $7,182+61.1% | $6,843+69.1% | $5,983+93.3% |
| Admin fee / account holder | $13,844 | $10,809+28.1% | $9,310+48.7% | $11,250+23.1% |