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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,051 | $127,387+128.5% | $115,038+153.0% | $125,389+132.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 0.51% | 31.28%-30.8pp | 26.14%-25.6pp | 282.24%-281.7pp |
| Employer contribution / active EE | $13,395 | $5,166+159.3% | $4,608+190.7% | $4,866+175.3% |
| Participant deferral / active EE | $11,114 | $6,423+73.0% | $6,026+84.4% | $5,352+107.7% |
| Admin fee / account holder | $4,421 | $9,516-53.5% | $8,175-45.9% | $9,541-53.7% |