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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,989 | $129,959+4.6% | $104,301+30.4% | $134,532+1.1% |
| Participation rate | 77.8% | 79.5%-1.8pp | 73.3%+4.5pp | 81.2%-3.5pp |
| Annual return | -18.45% | 42.04%-60.5pp | 24.61%-43.1pp | 418.27%-436.7pp |
| Employer contribution / active EE | $2,287 | $4,185-45.4% | $3,373-32.2% | $4,741-51.8% |
| Participant deferral / active EE | $3,416 | $5,589-38.9% | $4,626-26.2% | $6,401-46.6% |
| Admin fee / account holder | $5,581 | $9,325-40.2% | $7,340-24.0% | $11,429-51.2% |