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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,654 | $78,428-30.3% | $95,960-43.0% | $79,852-31.6% |
| Participation rate | 96.2% | 73.5%+22.7pp | 77.1%+19.1pp | 69.6%+26.5pp |
| Annual return | 5.95% | 19.37%-13.4pp | 91.63%-85.7pp | 31.72%-25.8pp |
| Employer contribution / active EE | $1,398 | $1,945-28.2% | $2,541-45.0% | $2,471-43.4% |
| Participant deferral / active EE | $3,955 | $3,440+15.0% | $4,167-5.1% | $3,740+5.7% |
| Admin fee / account holder | $25,420 | $5,622+352.1% | $6,797+274.0% | $5,306+379.1% |