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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,781 | $72,492-2.4% | $87,104-18.7% | $72,975-3.0% |
| Participation rate | 90.2% | 72.8%+17.4pp | 76.9%+13.4pp | 69.5%+20.8pp |
| Annual return | 11.88% | 24.46%-12.6pp | 28.19%-16.3pp | 81.01%-69.1pp |
| Employer contribution / active EE | $1,061 | $1,894-44.0% | $2,521-57.9% | $2,440-56.5% |
| Participant deferral / active EE | $3,167 | $3,270-3.1% | $4,048-21.8% | $3,608-12.2% |
| Admin fee / account holder | $5,120 | $5,055+1.3% | $7,491-31.7% | $5,124-0.1% |