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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,575 | $72,273+228.7% | $101,275+134.6% | $79,856+197.5% |
| Participation rate | 92.6% | 68.5%+24.1pp | 75.8%+16.8pp | 69.6%+23.0pp |
| Annual return | 7.35% | 22.30%-14.9pp | 46.48%-39.1pp | 31.71%-24.4pp |
| Employer contribution / active EE | $4,152 | $2,691+54.3% | $3,660+13.5% | $2,471+68.0% |
| Participant deferral / active EE | $6,909 | $3,282+110.6% | $4,371+58.1% | $3,741+84.7% |
| Admin fee / account holder | $116,736 | $4,401+2552.3% | $5,948+1862.6% | $5,306+2099.9% |