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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,601 | $65,367+370.6% | $92,915+231.1% | $72,976+321.5% |
| Participation rate | 92.0% | 68.3%+23.7pp | 76.0%+16.0pp | 69.5%+22.5pp |
| Annual return | 21.37% | 42.11%-20.7pp | 109.45%-88.1pp | 81.02%-59.6pp |
| Employer contribution / active EE | $2,312 | $2,594-10.9% | $3,653-36.7% | $2,440-5.2% |
| Participant deferral / active EE | $7,758 | $3,128+148.0% | $4,238+83.1% | $3,608+115.1% |
| Admin fee / account holder | $14,400 | $4,251+238.7% | $5,796+148.5% | $5,124+181.0% |