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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,390 | $88,672+216.2% | $105,223+166.5% | $82,448+240.1% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 14.32% | 30.86%-16.5pp | 180.65%-166.3pp | 41.64%-27.3pp |
| Employer contribution / active EE | $9,346 | $3,048+206.6% | $3,689+153.4% | $2,551+266.4% |
| Participant deferral / active EE | $12,050 | $4,036+198.6% | $5,072+137.6% | $4,139+191.1% |
| Admin fee / account holder | $11,961 | $7,146+67.4% | $8,859+35.0% | $7,234+65.3% |