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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,203 | $148,623-54.1% | $135,974-49.8% | $139,466-51.1% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 16.14% | 79.30%-63.2pp | 68.30%-52.2pp | 373.66%-357.5pp |
| Employer contribution / active EE | $1,581 | $5,246-69.9% | $4,859-67.5% | $4,754-66.8% |
| Participant deferral / active EE | $8,855 | $8,103+9.3% | $7,760+14.1% | $6,712+31.9% |
| Admin fee / account holder | $1,682 | $12,406-86.4% | $10,767-84.4% | $11,409-85.3% |