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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,288 | $56,199-51.4% | $67,652-59.7% | $59,632-54.2% |
| Participation rate | 94.0% | 71.5%+22.5pp | 75.7%+18.3pp | 68.7%+25.3pp |
| Annual return | 1.89% | 18505.31%-18503.4pp | 6625.04%-6623.1pp | 2041.32%-2039.4pp |
| Employer contribution / active EE | $1,477 | $1,614-8.5% | $2,266-34.8% | $2,203-33.0% |
| Participant deferral / active EE | $1,961 | $2,844-31.1% | $3,560-44.9% | $3,192-38.6% |
| Admin fee / account holder | $728 | $3,958-81.6% | $4,821-84.9% | $4,297-83.1% |